If you or a loved one has been injured in a car, truck or motorcycle accident, your primary source of compensation is the negligent driver’s insurance policy. However, do you know what happens when the negligent driver does not have sufficient coverage, or has no insurance coverage at all? There are many drivers on the road in California who do not have the necessary insurance coverage. If you or a loved one has been hit by one of these drivers, or if you have been the victim of a hit-and-run accident, you have options.
Talk to our office about your case as soon as you can. There is no financial obligation. You pay no fee for our services unless we recover money for you. We can advise you of your options and help you get the money you deserve. We will review your insurance policy to determine what type of coverage you have. Even if you are not aware of it, you may have uninsured motorist and underinsured motorist (UM/UIM) coverage. This coverage is designed for situations like these. If your case involves a negligent driver with some insurance coverage, but not enough to cover all of the costs in your case, we will get what we can from that policy before evaluating whether your UM/UIM coverage is available. If your case involves a hit and run or a driver with no coverage, we will go directly to your auto insurance policy and carrier to determine if those coverages are available to you.